Our Affiliate Membership program provides a partnership for businesses related to the financial institutions industry. Many have discovered that the benefits of membership lead to strengthened business relationships with our members. Affiliate Membership provides an excellent communications network between our 22 member institutions and related industries. It offers firms and individuals invitations to meetings, access to publications, and member rates on meeting fees. Upcoming major meetings will include:
Annual Convention on September 11 - 14, 2008 at The Balsams, Dixville Notch, NH
Bank Expo on April 14, 2009 at the Holiday Inn by the Bay, Portland
Spring Directors’ Forum on May 8, 2009 at the Augusta Civic Center, Augusta
Affiliates also receive our management communications package. This includes our Capitol Report, which highlights regulatory issues and concerns both on a state and federal level, and our Legislative Report, which is published regularly while the Maine Legislature is in session. Additionally, you will receive a subscription to the Maine Community Banker magazine, a listing and an opportunity to advertise in the annual Maine Financial Institutions Directory, invitations to the Association’s committee meetings and a listing and link on our web site. We invite you to become an Affiliate Member of the Maine Association of Community Banks.
BAKER, NEWMAN & NOYES
Provides the Maine banking community with a full range of professional
services. Delivers a wide spectrum of accounting, audit, tax, management
consulting and information technology consulting services with an approach
that is responsive, innovative and cost-effective.
Denise R. Taaffe P.O. Box 507
Portland, Maine 04112
Tel. (207) 879-2100
or 1-800-244-7444
FAX (207) 774-1793
BERRY, DUNN, McNEIL & PARKER
The BDM&P Financial Services Industry Group is committed to serving
the audit, accounting and tax needs of financial institution clients.
Consulting services include information technology, strategic planning,
mergers and acquisitions, and employee benefits.
MACDONALD PAGE & COMPANY LLC
Macdonald Page & Company LLC devotes substantial resources to maintaining
expertise in the area of financial institutions. The financial institution
group is comprised of individuals committed to staying abreast of the
issues affecting the industry. Members receive specialized education and
attend national conferences in tax, accounting and other topics related
to community banking.
Thomas C. O'Donnell,
Partner
30 Long Creek Drive
South Portland, Maine 04106
Tel. (207) 774-5701
FAX (207) 774-7835
WOLF & COMPANY , P.C.
Wolf & Company, P.C. is a regional certified public accounting and business consulting firm with offices in Boston and Springfield, MA and Albany, NY. Founded in 1911, the firm employs over 145 professionals who provide audit, tax, risk management and business consulting services to publicly-traded and privately-held businesses, financial institutions, not-for-profit organizations and individuals.
ACADIA AUTO GROUP, INC.
Acadia Auto Group provides automobile auctions, repossession and re-marketing
services.
Stephen
Trimm
RR #2, Box 4240
Carmel, ME 04419
Tel. (207) 941-2345
FAX (207) 848-2080
KEENAN AUCTION COMPANY
Auctioneers and appraisers for 27 years. The largest commercial auctioneering
firm in Maine. Keenan specializes in foreclosure auctions, secured party
sale of personal property, and equipment appraisals.
THERIAULT/ LANDMANN ASSOCIATES, INC.
A consulting architectural company with offices in Portland, Maine and
Hartford, Connecticut. Providing design, architectural interior design,
project management and consulting.
TRANSFIRST
TransFirst, based in Dallas, Texas, with operations facilities in Superior,
Colorado; Omaha, Nebraska; Kansas City, Kansas; and Newport Beach, California
is a premiere provider of transaction processing services and payment
technologies in the credit and debit card processing industries. TransFirst
offers a first-rate suite of merchant products and flexible, industry-specific
services uniquely tailored for the special business needs of local and
regional banks. Built on a platform of personal service, customer commitment
and flexible pricing, TransFirst currently processes more than $18.5
billion in annual credit card sales volume for more than 150,000 merchants
and 760 agent banks nationwide.
FEDERAL HOME LOAN BANK OF BOSTON
The Federal Home Loan Bank of Boston is a central bank for housing finance
for over 425 mortgage-lending institutions in the six New England states.
The bank makes loans, or advances, to its member institutions to enable
them to expand their home lending and meet other funding requirements.
The bank also offers members a variety of non-credit banking services.
Michael
Jessee, President
111 Huntington Avenue
Boston, Massachusetts 02199
Tel. (617) 292-9610
FAX (617) 330-9883
FINANCIAL FREEDOM For over 10 years Financial Freedom has led the reverse mortgage industry, focusing exclusively on reverse mortgages for senior homeowners. We are dedicated to our mission of enhancing the lives of seniors by providing financial security and independence through our innovative products.
MAINE STATE HOUSING AUTHORITY
The Maine State Housing Authority provides low interest rate financing
(mortgages) for the purchase, rehab, or development of affordable housing.
On the homeownership side, the agency uses participating lenders to make
loans. In rental housing, it works with lenders to provide construction
financing and sometimes joint financing of mortgages.
D. GALLANT MANAGEMENT ASSOCIATES
D. Gallant Management Associates is a professional management consulting firm specializing in human resources and training which provides services to businesses throughout New England - Primarily in Maine, New Hampshire and Vermont. Committed to assisting organizations in taking proactive steps in promoting effective and efficient employee relations throughout their respective companies. The founder of the firm has been certified as a Senior Professional in Human Resources (SPHR) and is a certified Compensation Professional (CCP).
Deborah L. Gallant,
President 75 Pearl Street, Suite 204
Portland, Maine 04101
Tel. (207) 773-4800
FAX (207) 773-0101
NEW ENGLAND BUSINESS ADVISORS, INC.
A consulting firm that specializes in providing practical solutions to issues facing community banks. Among the broad range of services are strategic and business planning, asset/liability and interest rate risk management, merger/acquisition support, personnel administration systems, operating policies, regulatory compliance assistance, and director education.
Stephen
F. O'Sullivan, Principal
Karen A. Kezerian, Principal
40 Salem Street
Lynnfield, Massachusetts 01940
Tel. (781) 246-6272
FAX (781) 246-5848
BANK AND INSURANCE SERVICE COMPANY, INC.
Specializes in designing and administering loan-related insurance programs
for financial institutions throughout the northeast United States for
over 40 years. Has maintained a solid position in the industry by being
committed to quality products and superior service.
INSURANCE CONSULTANTS OF MAINE
Provides "Fee Only" insurance advice and assistance. Provides
help with Directors and Officers, bond, property, worker's compensation
and all other forms of Insurance.
NATIONAL WORKSITE BENEFIT GROUP
National Worksite Benefit Group is a full service employee benefits agency.
They have had a long standing relationship with the Maine Association of
Community Banks and several of its members providing voluntary benefit services.
They currently provide voluntary short term disability, dental and health
supplements. They help MACB members identify products, educate staff, enroll
employees and manage their voluntary benefits programs.
Joel Allumbaugh, CEO 47 Water Street, Suite 102
Hallowell, ME 04347
Tel. (207) 623-1110
FAX (207) 623-1415
PROGRESSIVE INSURANCE
Recognized as a secure and stable source of insurance since its inception in 1987, the A.M. Best A+ rated banker-owned and directed insurance program provides professional liability and financial institution bond coverage to over 1,700 community banks throughout the country. Coverages offered include Directors and Officers liability with optional Privacy Liability and related expense reimbursement, Financial Institution bond, Employment Practices Liability, Excess Deposit Bond and Internet Banking Liability. For more information, please contact us or visit our website.
TRAVELERS INSURANCE
Travelers is an industry leader in specialty insurance serving professionals, financial institutions, construction companies, local governments, non-profit organizations and more.
Tom E. Young
300 Crown Colony Drive
Quincy, MA 02169
Tel. (617)984-1217
FAX (617)984-1099
ZURICH NORTH AMERICAN FINANCIAL ENTERPRISES
Zurich North America Financial Enterprises provides financial institutions with financial institution bands, director & officers liability and property & casualty insurance coverage. Offers comprehensive products unique to the financial institution industry.
BANK OF AMERICA
One of the world's largest financial institutions, serving individual consumers, small business, large corporations and financial institutions with full range of banking, investing, asset management and other financial & risk management products and services offered through regional, national and global business/operations centers. A dedicated U.S. Correspondent Banking Team is based in Boston to provide domestic and international correspondent banking services to financial institutions throughout the Northeast. Correspondent services include but are not limited to: cash letter processing, coin & currency, cash management, custody, foreign exchange, letters of credit, Treasury and select credit facilities.
David L. Thomas, President 150 State Street
Boston, Massachusetts 02109
Tel. (617) 367-9060
FAX (617) 367-0927
FRYE INVESTMENT ASSOCIATES, LLC
Frye Investment Associates advises banks throughout New England on bonds,
stocks and mortgage backed securities, backed by a full understanding
of the regulations that govern bank operations. Provides the interface
between the bank and broker-dealer network to review various security
products offered to the bank for purchase, insuring a focus on quality,
liquidity and marketability of the various products offered.
David B. Frye, President
36 Colbourn Road
Rye, NH 03870-2444
Tel. (603) 427-6124
FAX (603) 427-6578
KEEFE, BRUYETTE & WOODS, INC.
Providing quality, focused investment banking services to financial
institutions. With over 50 years combined experience, the principals
offer a wide range of financial services in investment banking, financial
institution management and operations, regulatory affairs, conversions,
mergers, acquisitions, corporate finance and public accounting.
NORTHEAST CAPITAL & ADVISORY, INC.
Provides investment banking services to financial institutions including
mergers and acquisitions, branch purchases and sales, strategic planning
and performance enhancements, valuations, mutual holding company and
standard conversions, private placements and public offerings.
SANDLER, O'NEILL & PARTNERS, L.P. Sandler, O'Neill & Partners, L.P. is an investment banking firm
dedicated to providing comprehensive and creative advisory and transaction
execution services to middle-market financial institutions. Strategic
business planning, investment portfolio and interest rate risk management,
fixed income securities transactions, mergers and acquisitions, analysis
of capital raising alternatives and mortgage finance restructuring.
AINSWORTH, THELIN, CHAMBERLAIN & RAFTICE, P.A. A general practice law firm located on Casco Bay in South Portland
and minutes to downtown. The creditor services department provides full
service representation in Southern Maine for local and national banks.
Ainsworth, Thelin, Chamberlain & Raftice, P.A. can efficiently process
foreclosure, eviction and collateral replevin requests, as well as bankruptcy
matters, including proofs of claim, relief from stay and adversarial
actions.
Jerome J. Gamache,
Esq.
7 Ocean Street
South Portland, Maine 04106
Tel. (207) 767-4824
FAX (207) 767-4829
GALLAGHER, CALLAHAN & GARTRELL, P.C.
Gallagher, Callahan & Gartrell, P.C. is a law firm which specializes in serving the needs of financial institutions in Maine, Massachusetts, New Hampshire, and Vermont.
Catherine A. Lee, Esq.
168 Capitol Street
Augusta, ME 04332
Tel. (207) 626-0395
FAX (207) 430-0081
GOODWIN, PROCTER LLP
Goodwin, Procter LLP serves over 150 banks and bank holding companies,
ranging from large publicly held bank and thrift holding companies to
small and medium sized commercial banks and thrift institutions. The firm
is an active participant in the activities of the banking industry trade
associations throughout New England and New York.
William P. Mayer, Esquire, Partner
Exchange Place
Boston, Massachusetts 02109
Tel. (617) 570-1000
FAX (617) 523-1231
HAENN, MICHAEL S., ATTORNEY AT LAW
A civil practice law firm primarily engaged in the areas of creditors'
rights (litigation, mortgage foreclosure proceedings, bankruptcy) and
other services to financial institutions.
Michael S. Haenn, Principal 88 Hammond Street, 3rd Floor
P.O. Box 915
Bangor, Maine 04402
Tel. (207) 990-4905
FAX (207) 990-1843
LUSE GORMAN POMERENK & SCHICK
A Washington D.C. law firm specializing in a broad range of transactional
and regulatory matters for mutual and stock savings institutions, including
mutual holding company reorganizations, mutual to stock conversions,
mergers and acquisitions, securities offerings, stockholder matters,
employee benefit plans and taxation.
NUTTER, MCCLENNEN & FISH, LLP Nutter, McClennen & Fish LLP, with 180 lawyers, is a full-service
law firm headquartered in Boston. Their Banking and Financial Services
Group serves banks and thrift institutions throughout New England in
the full range of corporate and regulatory matters, including corporate
governance, mergers and acquisitions, mutual holding company reorganizations,
charter conversions, new products and services including insurance,
trust and asset management services, and compliance matters.
Kenneth F. Ehrlich, Partner
155 Seaport Blvd.
Boston, MA 02210
Tel. (617) 439-2000
(617) 310-9989
PERKINS, THOMPSON, HINCKLEY & KEDDY
A general practice law firm with a long history of representing banks
and other financial services providers in all aspects of their legal
needs - corporate, lending, regulatory, consumer credit, mergers and
acquisitions, employment and taxation.
PIERCE ATWOOD
This law firm's financial institutions practice is wide-ranging and active,
and encompasses representation of savings banks, commercial banks, and
bank holding companies of all sizes and throughout Maine, as well as regional
holding companies having affiliations in Maine.
Richard P.
Hackett, Esq.
One Monument Square
Portland, Maine 04101
Tel. (207) 791-1100
FAX (207) 791-1350
SKELTON, TAINTOR & ABBOTT
Founded in 1853, Skelton, Taintor & Abbott is a full service law firm located
in Central Maine. They represent all types of financial institutions and their
affiliates in all areas of the law. Their attorneys are admitted in Maine,
Massachusetts, New Hampshire, New York and Vermont.
VERRILL DANA
Verrill Dana is a full service law firm. A major component of the firm's
practice involves the representation of financial institutions in real
estate, regulatory, legislative, and litigation matters. Verrill Dana
also regularly advises banks on issues such as tax, ERISA, securities,
workouts, and environmental regulations.
BDC NEW ENGLAND
BDC New England is a private company that works with lenders and
investors to supply supplemental financing and capital for New England
businesses. Products include 504 loans, junior secured debt, remediation
loans and private equity.
MAINE EDUCATION SERVICES (MES)
MES provides student loan financing for Maine students and their families. In addition to working with banks in relation to MES banking services, we also partner with local financial institutions to provide student loan products and materials for their customers.
Darren Hurlburt
President & CEO
Maine Education Services
131 Presumpscot Street
Portland, ME 04103
Tel. (207) 791-3600
FAX (207) 791-3616
MGIC
Mortgage Guaranty Insurance Corporation (MGIC), the principal subsidiary of MGIC Investment, is the nation's leading private mortgage insurance (MI) company. MGIC has helped lenders put more families in homes with low downpayment mortgages than any other insurer. MGIC is known in its industry as a quality leader. For each year of new insurance writings since it was founded in 1985, MGIC has experienced fewer losses than the rest of the private MI industry. This quality leadership reflects MGIC's sound risk management, its management's experience in the mortgage market, its superb analytics and technology, and its commitment to seeing that families not just attain home ownership, but maintain it for the long term.
ACCUME PARTNERS Accume Partners is a risk management and business advisory firm - specializing in governance, compliance, internal audit, operations management, and systems & technology services - for community bankers.
Since 1994, Accume Partners has served over 400 banks, helping clients identify and control risks, improve corporate governance, achieve and maintain regulatory compliance, re-engineer business processes, enhance operating performance, and align enterprise technology with business goals and strategies.
With regional offices in New England, Accume Partners is active in the Maine banking community. We have served clients in 30 countries from our 14 U.S. offices, including clients in Maine. For further information, or to subscribe to eFocus, our monthly newsletter dedicated to banking and financial services professionals, visit our website.
Accume Partners
225 Franklin Street, Ste. 2600
Boston, MA. 02110
Phone (617) 217-2867
Mobile (978) 476-3559
BANKERS' BANK NORTHEASTBANKERS' BANK NORTHEAST
The Bankers' Bank Northeast is an FDIC insured Connecticut chartered bank that is a member of the Federal Reserve Bank of Boston and the Federal Home Loan Bank of Boston. The Bankers' Bank Northeast offers a variety of correspondent banking services to investor and client banks throughout New England and New York at a competitive price and with a high degree of quality, responsiveness, and availability.
August A. Oliveira
Vice-President, Relationship Manager
655 Winding Brook Drive
Glastonbury, CT 06033-4337
Tel. (207) 767-0067
FAX (207) 767-9967
BSG FINANCIAL Louisville, Ky.-based BSG Financial develops and manages innovative, profit-enhancing programs for the financial industry, including Re$ubmitIt®, an electronic recovery solution for returned deposit items that increases income for financial institutions and their commercial customers. Recognized by Bank Technology News as an industry innovator, BSG Financial serves financial institutions nationwide whose assets range from $100 million to more than $28 billion.
Hank Thompson
Executive Vice President
BSG Financial
PO Box 70969
Louisville, KY 40270-0969
(502) 581-1511, x230
hthomspon@BSGfinancial.com
CMC TECHNOLOGY GROUP
Formerly Central Maine Communications, CMC Technology Group is a locally owned and operated telecommunications and network solutions business that originated as a structured cabling company in 1995. Since our inception CMC Technology Group is the largest Maine owned provider of complete business technology solutions in the state. CMCTG has offices in Farmingdale, Auburn, Bangor, Presque Isle, Portland, Maine and Wolfeboro, New Hampshire.
Peter Fortunato
CMC Technology Group, Inc.
622 Maine Avenue
Farmingdale, ME 04344
Tel. (207) 582-8244
FAX (207) 621-6882
COCC COCC is a bank-owned outsourcing and software development company
that provides complete enterprise processing solutions for community
banks throughout the Northeast. All solutions are highly integrated
for exceptional price/performance. Services include Client/Server Core
Processing, CRM/Datamining, Internet Banking, direct support of ATMs,
Debit Card Support, Check and Statement Imaging, Financial Management,
Profitability, Loan Origination, and Network Management. Complimentary
consulting services focus on implementing business strategies through
financial information technology. Exclusive concentration on the region's
financial industry yields effective, sophisticated solutions. Discover
the COCC difference!
DELUXE CORPORATION Deluxe Corporation provides products and services that help financial institutions gain insight, create loyalty, grow revenue, increase security, leverage checks and build brand. By combining extensive industry knowledge and experience with unmatched customer-facing solutions, Deluxe helps financial institutions achieve their most crucial business objectives.
JOHN M. FLOYD & ASSOCIATES
John M. Floyd & Associates (JMFA) is a profitability and performance improvement consulting firm and leading provider of overdraft privilege programs serving more than 2,000 financial institutions in 49 states and Central America. JMFA is also recognized for training, account acquisition, executive placement and earnings enhancement programs, as well as product, service, pricing and technology improvement consulting. As a direct result of our programs JMFA has helped thousands of clients drastically improve their performance and bottom line.
LEAN FORWARD PARTNER DBA JOSEPH LIGUORI CONSULTING
Joseph Liguori Consulting provides project management services to the financial industry, specializing in the development operations and management plans, policies, procedures, and training in support of: risk management/assessment, strategic business and IT planning, IT and Information Security, physical security, BSA, GLBA compliance, and disaster recover/business continuity.
Joseph Liguori, President 321 Dennis Hill Rd.
Litchfield, ME 04350
Tel. (207) 582-8831
Fax. (207) 582-8831
LIGHTHOUSE COMPUTER SERVICES, INC.
Today, large businesses such as public companies and financial institutions find themselves increasingly burdened by the growing list of regulations, laws and requirements stemming from Sarbanes-Oxley, HIPAA, the Gramm-Leach-Bliley Act, and the Patriot Act. To make matters worse, these companies are faced with rising costs and manpower drains from having to manage the complexities of these compliance requirements.
Lighthouse Computer Services has the experience to help you minimize and manage your IT Compliance burden. Whether faced with upcoming government, industry or company audits, or looking to protect, optimize or safeguard your IT infrastructure, Lighthouse can help.
Our expertise in IT Governance, Assurance and Regulatory compliance spans multiple industries, software platforms, and applications. Our entire staff of seasoned IT Auditors and Project Managers is CISA-certified, each possessing over 10 years of experience within the industry. In addition, all of our projects follow the strict COBIT Framework, adhering to specific industry and governmental standards.
Dave Sylvestre
61 Blackstone Valley Place, Suite 205
Lincoln, RI 02865
Tel. (401) 334-0779
FAX (401) 334-0719
M & M CONSULTING, LLC
M & M provides services to community banking organizations. Professional
services include risk management, internal audit, loan review, regulatory
compliance and training.
MID-MAINE COMMUNICATIONS
Mid Maine Communications was founded in 1994 and is one the largest facility based telecom companies in the state with offices in Bangor and Portland. The Company provides local telecom services as well as a full range of data services from DSL to fiber transport to both a residential base around Bangor and business customers throughout the state.
900 D Hammond St
.
Bangor, ME 04401
Tel. 1-877-643-6246
Email. cam@midmaine.com
NMI INFOSECURITY SOLUTIONS
NMI InfoSecurity Solutions, founded in 1990, provides information security, integration, and software engineering; all of which are imperative for protecting confidential and sensitive information in today's financial world.
Andrew T. Robinson
145 Newbury Street, 2nd Floor
Portland, ME 04101
Tel. (207) 780-6381
FAX (207) 780-6301
OFFICEMAX OfficeMax provides an office product catalog that includes a "best
value" list with special member pricing on approximately 1700 items.
This list is compiled from the Association's most used products from
the previous year, and the discounts on these items are 45% below list
price with many items having an even greater discount. Next business
day delivery is usually available. Call OfficeMax or MACB for your next
group discount catalog or visit the website.
OPEN SOLUTIONS, INC. Open Solutions Inc. offers a fully featured strategic product platform that integrates core data processing applications built on a single centralized Oracle relational database, with Internet banking, cash management, CRM/business intelligences, financial accounting and management, profitability, wealth management, imaging, digital documents, interactive voice response, network services, HSAs, payments and loan origination solutions. Open Solutions' full suite of products and services allows banks around the world better compete in today's aggressive financial services marketplace.
Kim Gerdis
Open Solutions, Inc.
455 Winding Brook Drive
Glastonbury, CT 06033
Tel. (860) 652-3155
FAX (860) 652-3156
SYSTEMS ENGINEERING
Systems Engineering has provided strategic technology solutions to financial institutions throughout Northern New England since 1987. Our support services range from computer network design, installationand administration to business consultation and a full complement of software. When you choose Systems Engineering as your technology partner, you're working with experts who understand the unique needs of the banking and finance industry. Our experienced team works with proven technology, offering unparalleled security, constant remote network monitoring, and 24/7 field service. From Strategic technology planning to implementation, we'll stabilize your network and keep your system running smoothly. SYSTEMS ENGINEERING - GET AHEAD OF IT.
POWER PAY, LLC
PowerPay, based in Portland Maine - is one of the nation's leading and most trusted providers of electronic commerce. We customize solutions to the individual needs of each merchant. The result is a payments solution that evolves with the needs of your small business, corporate and commercial customers, among others. With PowerPay as a payment solutions partner, financial institutions have a dedicated team of sales, marketing, technology and service professionals who are committed to providing you and your customers with the highest levels of service and care.
ASCENSUS Ascensus (formerly Bisys Retirement Services) is MACB's preferred vendor for IRA and Retirement products and solutions, including on-line technology, education and resource development, forms and documents, on-line and on-site consulting and resource materials. Ascensus can make a difference for you, Ascensus is committed to the success of the banking industry.
Jane Weizenegger
Manager Of Assoc. Relations
Ascensus
PO Box 979
Brainerd, MN 56401
BFS NEW ENGLAND
BFS New England is a financial services/consulting firm. They design and install non-qualified supplemental retirement plans for bank trustees, directors and executives. They also provide third party marketing services for banks offering alternative investments such as mutual funds and annuities.
Kevin L. Kaeding 65 Boston Post Road, West
Suite 350
Marlboro, MA 01752
Tel. (508) 460-0165, ext. 207
FAX (508) 624-0541
CLARK CONSULTING
Clark Consulting leads the industry in providing tailored executive benefit programs and strategic financing and investment solutions that help banks manage risk, optimize earnings, improve shareholder value, and realize key financial goals. Our consultative approach has benefited nearly 2,000 financial institutions and their shareholders nationwide for over 25 years. Clark Consulting’s customized products and services and multiple client solutions include placement of General Account, Separate Account and Hybrid Separate Account Bank-Owned Life Insurance (BOLI), nonqualified deferred compensation plans, long-term care programs and asset administrative solutions.
William A. Spencer
PO Box 487A
Hopkinton, NH 03229
Tel. (603) 228-2825
FAX (603) 228-2826
M BENEFIT SOLUTIONS BANK STRATEGIES
M Benefit Solutions-Bank Strategies, a member of the M Financial Group. M Benefit Solutions is the nationally endorsed provider of Executive & Director Benefits and Bank-Owned Life Insurance programs for the Independent Community Bankers of America (ICBA). Our professional staff includes expertise in the fields of taxation, accounting, law, actuarial science, and extensive expertise in all aspects of total compensation and insurance analysis. Additionally our SAS 70 Level II BOLIPro online administration system provides state of the art compliance reporting to our client banks.
John Gagnon, Managing Partner
2 Haven Street - Suite 301
Reading, MA 01867
Tel. (781) 942-5700
FAX (781) 942-5710
MEYER-CHATFIELD, CORP
Meyer-Chatfield is a national company that is a committed valued advisor to banking institutions; that designs, implements and administers profitable solutions through the use of bank-owned life insurance (BOLI). Meyer-Chatfield takes tremendous pride in educating their clients in every aspect of the BOLI asset. Meyer-Chatfield designs for their clients the strongest and safest BOLI asset available that optimizes the earnings potential and fully adheres to all regulatory guidelines.
Arnie Winick
Regional Director
Meyer-Chatfield, Corp.
261 Old York Road, Suite 604
Jenkintown, PA 19046
Tel. (215) 935-1115
FAX (215) 935-0199
PENTEGRA RETIREMENT SERVICES Pentegra is a full-service retirement benefit provider with over
sixty years of experience offering a wide range of retirement services.
Retirement products include: 401(k) plans, ESOPs; defined benefit pension
plans; cash balance plans; money purchase plans; profit sharing plans;
and executive benefit and director plans.
Joan Wheeler
Senior Sales Manager
Pentegra Retirement Services
108 Corporate Park Drive
White Plains, NY 10604
Tel. (800) 872-3473
FAX (914) 694-9384
RETIREMENT SYSTEM GROUP, INC.
Founded in 1941, RSGroup currently provides plan design, compliance and administration, actuarial
consulting, investment, and trust & custody services for qualified and non-qualified plans. Through
a Delaware multi-bank association we offer a separate account "Optimum" Bank Owned Life Insurance product.
Our Investment Program Solution is a turnkey, private-labeled web-based Wealth Management product that
provides incremental recurring asset-based fees within an existing branch network.
John Saunders, Executive Vice President
150 East 42nd Street, 27th Floor
New York, New York 10017
Tel. (212) 503-0100
FAX (212) 503-0128
SAVINGS BANKS EMPLOYEES RETIREMENT ASSOCIATION (SBERA)
The Savings Banks Employees Retirement Association ("SBERA") is a non-profit association of financial institutions and other employers created in 1944 to provide retirement plan services to their members. Currently, SBERA has 75 members with 21,000 participants, and over 850 Million in assets. SBERA offers a comprehensive service platform including custody, administration, recordkeeping and investment management. The foundation of the program is the common and collective trust which combines professional investment advisory and oversight with very low expenses to deliver superior performance to plan participants. SBERA is managed by a Board of Trustees composed of member CEO's who are focused on maintaining our reputation for quality service and exceptional value. Through our partner, Northeast Retirement System, we can also offer ESOP's, SERP's, FSA Accounts and actuarial consulting.
Mimi Franklin
Vice President
SBERA
Savings Banks Employees Retirement Assoc.
4A Gill Street
Woburn, MA 01801
Tel. (781) 970-5000
FAX (781) 935-5059
NEW ENGLAND SYSTEMS, INC.
NSI is a provider of solutions to the IT world. NSI's relationship to the banking industry is providing sales, service and support for IT equipment.
Edward Garcia, VP Service
102 Great Hill Road
Naugatuck, CT 06770
Tel. (800) 634-8633
FAX (203) 723-8092
Louisville, Ky.-based BSG Financial develops and manages innovative, profit-enhancing programs for the financial industry, including Re$ubmitIt®, an electronic recovery solution for returned deposit items that increases income for financial institutions and their commercial customers. Recognized by Bank Technology News as an industry innovator, BSG Financial serves financial institutions nationwide whose assets range from $100 million to more than $28 billion. 